For Agents

Who We Are

At Sold Smartly, we’re not agents or traditional buyers—we’re active, specialized investors who buy properties either with cash at a discount, or through flexible financing structures when a cash offer doesn’t fit.

In many cases, we purchase properties all cash—typically at a discount that reflects condition or market factors. But we understand that some sellers simply can’t afford to drop their price, especially when their mortgage balance is too high or they have limited equity to work with.

That’s where our structured offer approach comes in. We use proven strategies like All-Inclusive Trust Deeds (AITDs) to create win-win outcomes—so sellers can still close, walk away with cash from closing, and you as the agent get paid in full for bringing the deal together.

What’s an AITD (aka Wraparound Mortgage)?

An All-Inclusive Trust Deed (AITD) is a financing structure where the seller’s current mortgage is “wrapped” into a new promissory note and trust deed. The buyer makes one monthly payment to a licensed third-party loan servicer, which then disburses:

The original mortgage payment to the lender

Any additional agreed-upon funds to the seller

The deal is handled through escrow and title like any standard transaction, and the seller remains protected with a recorded trust deed or mortgage, depending on the state.

Why Agents Take Interest In Us

Agents work with us because we offer more than just a purchase—we bring a solution:

We’re serious, ready buyers who don’t rely on traditional financing

We provide sellers with more flexible terms without pressuring a price drop

We use clear, proven structures that protect sellers and simplify closing

We enhance your value in the eyes of your client—never disrupt it

If your seller is exploring alternative terms or simply needs a smart way to close without going backward on price, we might be the right fit.

How We Work With Agents

We’re here to complement your process—not complicate it. Our structure allows you to maintain full visibility and confidence throughout the deal:

You remain directly involved in the transaction

We bring flexibility without friction

You earn your full commission when the deal closes

Our goal is to make you look like the hero by helping your seller close faster, on their terms—not less than what they deserve.